How to transfer money
from Payoneer to Utoppia?

With your Utoppia account, you can receive dollars from Payoneer without cost and manage them the way you prefer.

Once you receive your money, you will be able to use it with your Utoppia Card, an international Mastercard debit card you can obtain for free and has no cost of maintenance.

New accounts will not have access to the virtual debit card.
We are working to integrate a new vendor and offer you a better service.

Another advantage that Utoppia offers is that it permits to send and receive money internationally paying low and totally transparent commissions.
Transferring USD from Payoneer to Utoppia is really simple and you can do it following these steps:

• Add a new Bank Account in your Payoneer account. Be aware that you can't do this in the mobile app.
• Select a personal account.
• Select the United States as the bank country.
• Select USD as the bank account currency.
• Enter your account details.
• If a phone number, address and/or email is asked, please enter your personal information.
• Select withdraw to a bank and select your Utoppia account already added.

Keep in mind that while receiving dollars in Utopia is free, Payoneer may apply fees for the use of its platform. You can check it here
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Questions about Utoppia

How much does it cost to open my USD account?

What services does Utoppia offer?

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Founded in California, USA. Reaching the whole world.

Contact Us! +1 (650) 495-2468
Utoppia Inc. 399 Fremont St. 2107 San Francisco, 94105 (CA)
*All the images are for illustration purposes only.

Utoppia is not a bank. Utoppia Inc. is a technology services provider.

Certain services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”). Synapse is not a bank and is not affiliated with Utoppia Inc. Brokerage accounts and cash management programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA ( and SIPC ( Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck ( See Synapse Terms of Service (, Privacy Policy (, and the applicable disclosures and agreements available in Synapse’s Disclosure Library ( for more information. The Partner Financial Institution(s) participating in a Synapse cash management program can be found in the List of Program Banks (

Account opening and other banking services provided by Utoppia are subject to applicable United States law and the Terms of Service. Utoppia may refuse to open or maintain accounts that violate applicable United States law and the Terms of Service. By creating an account using Utoppia’s mobile phone application, otherwise using Utoppia’s services or signing an electronic signature card, you agree to Utoppia’s Terms of Service, all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.