A borderless bank account in the U.S. 
for everyone.
Designed for non-US residents’ everyday banking needs, whether it’s classic or crypto.
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Free Premium account*
Limited version of Mastercard debit card
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By answering the following questions, you will be the first to try our features and talk to our team about your personal experience and your needs for a life without borders.
1/8
Do you receive payments, fees or a salary from abroad? If so, what kinds of problems or difficulties do you usually run into?
2/8
In regards to the previous question, what type of solution and/or features would help you solve your current needs?
3/8
Do you pay, send money, save or invest internationally? If so, what kinds of problems or difficulties do you usually run into?
4/8
In regards to the previous question, what type of solution and/or features would help you solve your current needs?
5/8
Which of these points give you more confidence when choosing a Neobank*?
*A Neobank is a financial technology company that, through integrations with financial institutions and other technology, provides solutions to your banking needs through an App and in a completely remote way.
7/8
Describe in just a few words the perfect international and borderless Neobanking App for you:
8/8
On a scale of 1 to 10 (1 being the most important), what priority of use or interest do you give the following characteristics of a product:
We would like to have a brief chat with you to tell you all about all the special things Utoppia has to offer, and how you can be part of our VIP community!
Thank you very much for your answers!
Keep your money in a strong financial jurisdiction (FDIC protected).
Free US bank account & debit card for non-residents. No visa required.
Move between classic and crypto finances natively.
Exclusive perks for first Utoppians
Early joiners get the best benefits and try new features first.
Voting power for the next feature
Free Premium account*
Limited version of Mastercard debit card
Bank free-ly.
100% Remotely.
Sit in the front row to see future releases.
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New Banking Features
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Crypto wallet & earn
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Investing for your future
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Special Events
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Utoppia Key™
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Ambassador Program
Our own “utopia”
Our world has changed drastically; we behave differently and our priorities have shifted, too. Today, you can impact the world massively from wherever you are. You no longer need to travel, commute or live in a big city to improve your life or others’, close or far from you.
Utoppia was born in this unique moment in history. We belong to this transparent, secure and decentralized ecosystem that is being built right now. We are part of an ever-evolving movement: the outcome of a collection of moments and experiences.
Join us and develop “the borderless version of you”, so you can explore, live, work, create and enjoy the world however you want.
Inspired by a global movement, for the borderless you