Utoppia makes your borderless life easier
Open your account for free and learn more about our pricing. No surprises!
Virtual debit card issuance
Virtual card payments fee
Phisical debit card extraction fee
Virtual and physical card payments in other currencies fee
(Applicable from April 17th 2023)
Sending money in the US via regular ACH
Sending money in the US via Same Day ACH
Receiving money in the US via Regular and Same Day ACH
Sending international wires (SWIFT) in USD
Receiving international wires (SWIFT) in USD
Receiving money in the US via Domestic Wires
Annual inactivity fee (no transactions in the account or the card over the 6 previous months and having less than usd 500 in the account balance): USD 3 per month
Founded in California, USA. Reaching the whole world.
*All the images are for illustration purposes only.
Utoppia is not a bank. Utoppia Inc. is a technology services provider.
Account opening and other banking services provided by Utoppia are subject to applicable United States law and the Terms of Service. Utoppia may refuse to open or maintain accounts that violate applicable United States law and the Terms of Service. By creating an account using Utoppia’s mobile phone application, otherwise using Utoppia’s services or signing an electronic signature card, you agree to Utoppia’s Terms of Service, all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.