This campaign is designed to encourage both new and existing users to fund their Utoppia accounts for the very first time using specific external payment platforms. By meeting certain funding criteria, eligible users can receive monthly cashback.

Only users who have never funded their Utoppia account from any platform before are eligible. Additionally, they must activate their account by making their first funding (FTA) of USD 250 or more between June 16, 2025, and July 15, 2025. This initial funding must come from one of the designated "Payment Platforms": Wise, Payoneer, OnTop, or Airbnb. Users who have previously received funds in Utoppia are not eligible, regardless of the amount.

To earn the USD 5 monthly cashback, users must consistently fund their Utoppia account with USD 250 or more each month for up to Seven (7) consecutive months. Crucially, these monthly funding must originate from the exact same platform used for their initial funding (FTA). For example, if your first funding was from Wise, all subsequent monthly fundings must also be from Wise.

The maximum total reward a participant can receive through this program is USD 35. This is achieved by receiving USD 5 cashback for 7 consecutive months, provided all eligibility and funding requirements are met without interruption.

The "Payment Platforms" are specifically designated external platforms from which funds must originate for the program: Wise, Payoneer, OnTop, or Airbnb. Funds will only be recognized as coming from a "Payment Platform" if they are clearly identified with one of these names in your Utoppia account balance. The platform chosen for your very first funding (FTA) becomes the only valid platform for accessing the monthly benefit in subsequent months.